August 7, 2008

 

NOW Account, Savings and Money Market Rates

 

 Rates As Of: 07/29/2008

Deposit Rates

 Account Type

 From

 To

 Interest Rate

 APY

 Now Account

 $0

 $2,499

 0.100%

 0.10%
 

 $2,500

 $9,999

 0.200%

 0.20%
 

 $10,000+

 

 0.300%

 0.30%

 Junior Savers Club

 $0+

  

 1.000%

 1.00%

Passbook Savings
Account

 $0+

  

 0.250%

 0.25%

 Statement Savings
Account

 $0+

  

 0.250%

 0.25%

 Money Market

 $0

 $9,999

 0.500%

 0.50%
 

 $10,000

 $49,999

 0.750%

 0.75%
 

 $50,000+

  

 1.240%

 1.25%

 IRA Savings

 $0

 $9,999

 0.500%

 0.50%
 

 $10,000

$49,999 

 0.750%

 0.75%
 

 $50,000+

 

 1.240%

 1.24%
Single Solution Checking

$0

$999

0.000%

0.00%

$1,000

$4,999

0.300%

0.30%

$5,000

$9,999

0.500%

0.50%

$10,000

$49,999

1.240%

1.25%

$50,000

$99,999

1.980%

2.00%

$100,000+

2.230%

2.25%


Minimum Balance to open account:  Now Account - $100.00 Passbook/Statement Savings - $200.00   
Money Market Account - $2,000.00


Rates As Of: 07/29/2008

     Variable Rate Certificates of Deposit

 Term

 From

 To

 Interest Rate

 APY*

 12 Month

 $5,000

$49,999 

1.400%

 1.410%

$50,000 + 

1.650%

1.660%

*Annual Percentage Yield is based on the 90-Day Treasury Bill Rate and is subject to change weekly. The interest rate for Tier 1 is the same as the index minus 0.25%.  The interest rate for Tier 2 is the same as the index minus 0.50%.  Tier 1 – Your daily balance is $50,000.00 or more. Tier 2 – Your daily balance is more than $4,999.99, but less than $50,000.00.

 

 

Rates As Of: 07/29/2008

     Fixed Rate Category Certificates of Deposit

Regular Rate  

 Term

 From

 To

 Interest Rate

 APY

 1 Month

 $1,000

 $49,999

1.590%

 1.60%
 

 $50,000 +

  

 1.640%

 1.65%

 3 Month

 $1,000

 $49,999

 1.690%

 1.70%
 

 $50,000+

  

 1.740%

 1.75%

6 Month

$1,000

$49,999

1.980%

2.00%

$50,000+

2.030%

2.05%
             7 Month

$1,000

 $49,999

1.980%

2.00%

$50,000+

2.030%

2.05%

 9 Month

 $1,000

 $49,999

 1.980%

 2.00%
 

 $50,000+

  

 2.030%

 2.05%

 12 Month

 $1,000

 $49,999

 2.230%

 2.25%
 

 $50,000+

  

 2.280%

 2.30%

 13 Month

 $1,000

 $49,999

 3.445%

 3.50%
 

 $50,000+

  

 3.445%

 3.50%

 15 Month

  $1,000

 $49,999

 2.230%

 2.25%
 

 $50,000+

  

 2.280%

 2.30%

 18 Month

 $1,000

 $49,999

 2.280%

 2.30%
 

 $50,000+

  

 2.325%

 2.35%

 24 Month

 $1,000

 $49,999

 3.930%

 4.00%
 

 $50,000+

  

 3.930%

 4.00%

 30 Month

 $1,000

 $49,999

 2.470%

 2.50%
 

 $50,000+

  

 2.570%

 2.60%

36 Month

$1,000

$49,999

2.670%

2.70%

$50,000+

2.760%

2.80%

 48 Month

 $1,000

 $49,999

 2.960%

3.00%
 

  $50,000+

  

 2.960%

 3.00%

 60 Month

 $1,000

  $49,999

 3.445%

 3.50%
 

 $50,000+

  

 3.540%

 3.60%
Founder's, Platinum Preferred and Buffalo Grove Accounts

 Term

 From

 To

 Interst Rate

 APY

 1 Month

 $1,000

 $49,999

 1.715%

 1.73%
 

 $50,000+

  

 1.765%

 1.78%

 3 Month

 $1,000

 $49,999

 1.815%

 1.83%
 

 $50,000+

  

 2.155%

 2.18%

6 Month

$1,000

$49,999

2.105%

2.13%
 

 $50,000+

  

2.155%

2.18%

7 Month

$1,000

$49,999

2.105%

2.13%

$50,000+

2.155%

2.18%

 9 Month

  $1,000

 $49,999

 2.105%

 2.13%
 

 $50,000+

  

 2.155%

 2.18%

 12 Month

 $1,000

 

 2.355%

 2.38%
 

  $50,000+

  

 2.405%

 2.43%

 13 Month

 $1,000

 $49,999

 3.445%

 3.50%
 

  $50,000+

  

 3.445%

 3.50%

 15 Month

 $1,000

 $49,999

 2.355%

 2.38%
 

 $50,000+

  

 2.405%

 2.43%

 18 Month

  $1,000

 $49,999

 2.405%

2.43%
 

 $50,000+

  

 2.450%

 2.48%

 24 Month

 $1,000

 $49,999

 3.930%

 4.00%
 

 $50,000+

  

 3.930%

 4.00%

 30 Month

 $1,000

 $49,999

 2.595%

 2.63%
 

  $50,000+

  

 2.695%

 2.73%

 36 Month

 $1,000

 $49,999

 2.795%

 2.83%
 

 $50,000+

  

 2.885%

 2.92%

 48 Month

 $1,000

 $49,999

 3.085%

 3.13%
 

 $50,000+

  

 3.085%

 3.13%

 60 Month

   $1,000

  $49,999

 3.570%

 3.63%
 

 $50,000+

  

 3.665%

 3.73%

Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Fixed-Rate Certificate of Deposit is $1,000.00 and $5,000.00 for the Variable Rate Certificate of Deposit.  Rates shown above are subject to change. Fees may reduce earnings. Please call a personal banker for additional information.  

For current rate information call (847) 634-8400