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Checking and NOW Accounts

 

We offer many kinds of personal Checking and NOW Accounts.

Non-interest bearing checking accounts:

•  Traditional Checking
•  Economy Checking
•  College Checking Account

Interest bearing NOW accounts:

•  Regular NOW Account
•  SingleSolution Checking™
•  Platinum Preferred Account^®
•  Buffalo Grove Account 

Checking Accounts--Features and Benefits

All checking accounts offer

• NO ANNUAL FEE ATM or VISA debit card
• Over 1,000 surcharge free STARsf ATMs in Chicagoland area
• FREE imaged checks with CheckManager Plus® 
• FREE On-line Banking and Telebank
• FREE Bill Pay
• FREE Quicken and Microsoft Money download capabilities

Traditional Checking

• May be opened with an initial deposit of $100
• There is a minimum daily balance requirement of $250 or a minimum average daily balance requirement of $1,000 to avoid a monthly service charge of $10
• No limit to the number of checks that may be written per month and there are no charges per check written

Economy Checking

• May be opened with an initial deposit of $100
• There is no monthly minimum balance to be maintained
• No per item charge for the first ten debit transactions (withdrawal, check paid, automatic transfer or payment) out of this account
• Debit transactions in excess of 10 per month will be subject to a per transaction charge of $.50

NOW Accounts--Features and Benefits

Regular NOW Account™

• An interest-bearing checking account
• May be opened with an initial deposit of $100
• There is a minimum daily balance requirement of $1,000 or a minimum average daily balance requirement of $1,500 to avoid a monthly service charge of $12
• No limit to the number of checks that may be written per month
• No charges per check written
• Free imaged checks option with CheckManager Plus®
• Please contact a Personal Banker for more details

SingleSolution Checking™

Our SingleSolution Checking™ Account is the only account you'll ever need.  It is a checking account that rewards higher account balances with higher interest rates.

• Interest bearing checking where your rate increases with your balance!  See a Personal Banker for the most current rates.
• May be opened with a deposit of $100
• There is a minimum daily balance of $1,000 required to avoid a monthly service charge of $12
• FREE first order of specialty checks¹
• Unlimited check writing

Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payments very simple. Fill out and submit this application form or come see one of our friendly personal bankers.  Overdraft protection also available.

 

Learn more about protecting your Checking Account

 

Click here for more information.

 

¹Limitations apply on type of check and quantity ordered.